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PRIVACY POLICY

Effective date: September 8, 2026

FinLit Technologies, Inc. ("FinLit," "we," "us," or "our") operates the FinLit mobile application and this website (together, the "Service"). This Privacy Policy explains what information we collect, how we use it, and the choices you

have.

Data controller/contact:

FinLit Technologies, Inc.

1109-2482 Yonge St, Toronto, Ontario M4P 2H5, Canada

Email: info@finlit.tech

1. Information we collect

We collect only what the app needs to work. Each category below is described

with the purpose it serves.

Account information. When you create an account, we collect your email

address. This is managed through our authentication provider, Supabase. We use

it to create your account, sign you in, and contact you about your account.

Learning progress. We store your progress through the Financial Footings and African History tracks — lessons completed, quiz attempts, and quiz scores — so that your progress is saved between sessions and restored if you reinstall the app.

Subscription and purchase information.

When you buy a subscription, the

transaction is processed by the Apple App Store or Google Play and managed on our side through RevenueCat. We receive confirmation of your purchase and your

subscription status. We do not receive or store your payment card details; those are handled by Apple, Google, and their payment processors.

Technical information processed by our providers. Our service providers process limited technical information necessary to deliver the Service, such as IP address and basic device identifiers used to authenticate your session and validate your subscription. We do not use analytics SDKs, we do not track you across apps or websites, and we do not build advertising or marketing profiles.

Communications. If you contact us for support, we keep the information you

provide so that we can respond and improve our support.

2. Information we do not collect

To be explicit about our limits, FinLit does not collect, request, or require:

- Date of birth or age

- Gender or marital status

- Phone number or mailing address

- Precise or background location

- Contacts, calendar, photos, camera, or microphone access

- Government identifiers of any kind

- Full payment card or bank account details

- Health, biometric, or financial account data

FinLit does not send push notifications and does not collect device notification

tokens.

We do not sell personal information, and we do not share it with advertisers or data brokers.

3. How we use your information

- To provide, maintain, and improve the Service and its content

- To create and manage your account

- To save and restore your learning progress

- To process and manage your subscription

- To respond to your questions and provide customer support

- To comply with legal obligations and enforce our Terms

4. How we share your information

We do not sell your personal information. We share information only with service

providers who help us operate the Service, and only as needed:

- Supabase — backend hosting, database, and user authentication

- RevenueCat — subscription and purchase management

- Apple App Store/Google Play — payment processing and subscription billing

- Legal and safety — where required by law or to protect our rights, our users or the public

5. International data transfers

Our service providers may store and process your information on servers located

outside your country, including in the United States. Where we transfer personal

information across borders, we rely on the contractual protections in our agreements with those providers, including standard contractual clauses where required, so that your information remains protected in accordance with applicable law.

6. Data retention

We keep your personal information for as long as your account is active or as

needed to provide the Service. When you delete your account, we delete or

de-identify your personal information — including your learning progress and

quiz history — except where we must retain it for legitimate purposes such as security, fraud prevention, dispute resolution or legal compliance.

7. Your rights and choices

Depending on where you live, you may have the right to access, correct, update or delete your personal information, to withdraw consent, and to object to or

restrict certain processing. To exercise any of these rights, email info@finlit.tech. We will respond within 7 days.

Deleting your account and data. You can delete your account and all associated data at any time directly in the app. After signing in, the Delete Account option is available at the bottom of the Home screen. Deletion removes your account record, learning progress, and quiz history from our systems, and the account cannot be used to sign in again. You may also request deletion by

emailing info@finlit.tech and we will process your request in accordance with

applicable law.

Account emails. Account and transactional emails are necessary to operate the Service and cannot be opted out of while your account is active.

Regional rights. Canadian users have rights under the Personal Information Protection and Electronic Documents Act (PIPEDA), and Quebec residents have additional rights under Law 25. Users in the European Economic Area and the United Kingdom have rights under the GDPR and UK GDPR, including the right to lodge a complaint with a supervisory authority. If you have an unresolved concern, you may contact your local data protection authority — in Canada, the Office of the Privacy Commissioner of Canada.

8. Children's privacy

FinLit is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us at info@finlit.tech and we will delete it.

9. Security

We use reasonable administrative, technical, and organizational measures to

protect your information. No method of transmission or storage is completely

secure, and we cannot guarantee absolute security.

10. Cookies (website)

Our website may use cookies and similar technologies for basic functionality and

analytics. You can control cookies through your browser settings.

11. Changes to this policy

We may update this Privacy Policy from time to time. We will post the updated

version here and revise the "Effective date" above. Material changes may be

communicated in-app or by email.

12. Contact us

Questions about this policy? Email info@finlit.tech or write to us at 

FinLit Technologies, Inc., 1109-2482 Yonge St, Toronto, Ontario M4P 2H5, Canada.